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Your own Education Concierge…because you deserve it

The mortgage industry offers massive opportunities for personal growth and financial success, but how you succeed is dependent on the advice you receive. Entering the industry can be a complex and daunting process, having the right adviser could be the key to your success.

That’s why Mortgage Knowledge provides you with your own education concierge to help you. is the industry's largest mortgage education site on the internet offering hundreds of classes for all aspects of the industry. Education for licensing, processing, underwriting, skills development, and even commercial lending are available on at This means is the only online education site you will need for your career.

Finding the right class to satisfy your specific learning needs can still be challenging and this is where your personal Education Concierge comes in. Someone to help pair you with the right class based on your specific needs. The best part, the service of your Concierge is totally free to you. is not an education provider, but rather a collection of the industry’s leading education providers, so your Education Concierge is solely concerned with your specific training needs and not focused on selling you a class you really don’t need. We are only concerned with your mortgage education success and ultimately your success as a mortgage industry professional.

Contact one of our Education Concierges right now:




Who must have a Mortgage Loan Originator license?

As of 2010, after the SAFE Act and creation of the Nationwide Mortgage Licensing System - NMLS, almost everyone acting as a mortgage loan originator needs to have a state issued loan originator license (many times referred to as a loan officer license or mortgage broker license).

What jobs will require an MLO license?

- Mortgage Loan Originators (MLOs) - not working for a bank or credit union
- Mortgage Brokers 
- Mortgage Loan Modifiers
- Loan Origination Managers
- Mortgage Processors (Independent Contractors)
- Mortgage Underwriters (Independent Contractors)

It is also suggested that Loan Originator Assistants (LOAs) have an MLO license.

How do you get an MLO license?

Though the process to get an MLO license is not extreme, following the proper procedure will make it easier and less time-consuming.  It all begins by obtaining the proper mortgage education from a good mortgage school. Who you choose for your education will affect how long it takes to get your license.  Mortgage Knowledge provides you access to the nation's best mortgage schools and industry leading instructors.  These schools provide the highest quality education and help you successfully pass the NMLS test.  

Many states require some state-specific education to obtain your MLO license.  Mortgage Knowledge can provide you with any state education requirement.  After you pass the NMLS test, you then file your application with the state for your MLO license.  Each state is different on the application process, cost and amount of time required.  Some people believe NMLS issues licenses, that's not true, there is no such thing as an NMLS license, only the state issues an MLO license.

Licensing Resource Links:

State Licensing Requirements

How to obtain an NMLS Unique Identifier


Already have a license and need to renew?

All MLO licenses expire at the end of the year (some states earlier than December 31st).  Each year the MLO will need to renew their mortgage license with the state.  Part of the MLO license renewal process is continuing education.  The minimum annual continuing education is 8 hours (some states require more than 8 hours).  Mortgage Knowledge has CE education for all states and courses are offered online, through webinars and in the classroom.  Select the state education you need and how you want to take the class - Mortgage Knowledge will do the rest.