This class is provided by CampusMortgage®. The Fair Lending and Equal Opportunity Laws - "Intensive Study" course will introduce the audience to various fair lending laws and regulations, including the Equal Credit Opportunity Act.  The course will explain the various laws and how they are applied in the mortgage industry.  We will identify the protected classes and requirements to stay in compliance.  This class will also identify consequences of being out of compliance and discuss the impacts to a business.  This course is intended for originators, processors, underwriters, and compliance specialists. 

COURSE OUTLINE:

• Consumer Protection Background
• Unfair, Deceptive or Abusive Act or Practices
• Home Mortgage Disclosure Act Overview
• Federal Housing Act
• Equal Credit Opportunity Act
• Overt Discrimination
• Disparate Treatment
• Disparate Impact
• Consequences of Non-Compliance
• In the News
• Your Role in Fair Lending
• 10-Question Practice Quiz

Price - $199.00 Sale - $99.00

Course Instructor: Various Trainers